Concession Cards Explained

Concession Cards Explained

Concession cards explained

  • Pensioner Concession Card (PCC)
    • Eligible – anyone receiving age or disability pension and over 60’s who have received a Centrelink allowance payment for 9 mths
    • Benefits
      • Local Government - Up to 50% rebate or deferment of payment on council rates and 50% off dog licence fee.
      • Water Corporation - Up to 50% rebate or deferment of payment on water service charges and a 50% concession on water use charges
      • Power – (need PCC and SC to qualify) $227.14 energy assistance payment (replaces cost of living assistance payment), Discount on account establishment and meter testing fees and Air-conditioning subsidy for specific country towns
      • Department of Transport – Free driver’s licence (if on age pension), 50% off driver’s licence (in on a disability pension) and 50% off the licence component of vehicle registration fee.
      • Prescription discount – 60 prescriptions @ $6.20 each ($372 in the PBS safety net)
      • Medicare safety net – After $647.90 expended 80% refund applies
      • WA Spectacles subsidy - $52.40 rebate every 2 years
      • Transperth – Up to 60% discount on fares and free travel from 9am-3.30pm and 7pm-6am Mon-Fri. All day Sat/Sun and public holidays
      • Transwa – Up to 50% discount on country fares and one free trip every year.

  • Commonwealth Seniors Health Card (CSHC)
    • Eligible – Anyone over 65 who doesn’t get age pension because of means test, has taxable income test of less than $52273 for singles and $83636 for couples and those whose Account-based pension was purchased after 1st January 2015 and is counted in the income test under deeming rules
    • Benefits
      • Local Government – (need CSHC & SC to qualify) Up to 50% rebate on council rates.
      • Water Corporation - (need CSHC & SC to qualify) Up to 50% discount on water service charges.
      • Power – (need CSHC and SC to qualify) $227.14 energy assistance payment (and Air-conditioning subsidy for specific country towns.
      • Department of Transport – (need CSHC and SC to qualify) Free driver’s licence and 50% off the licence component of vehicle registration fee.
      • Prescription discount – 60 prescriptions @ $6.20 each ($372 in the PBS safety net)
      • Medicare safety net – After $647.90 expended 80% refund applies
      • WA Spectacles subsidy - $52.40 rebate every 2 years
      • Transperth – Up to 60% discount on fares and free travel from 9am-3.30pm and 7pm-6am Mon-Fri. All day Sat/Sun and public holidays
      • Transwa – Up to 50% discount on country fares.
      • Fisheries WA – 50% discount on recreational licence.
      • Entry fees – Discounts on a number of state parks and attractions.

  • State Seniors Card (SC)
    • Eligible – WA residents presently aged 61 or over who work less than 25 hours a week, averaged over a year
    • Benefits
      • Local Government - Up to 25% rebate on council rates, capped at $284
      • Water Corporation – Up to 25% discount, capped at $364
      • Power – Air-conditioning subsidy for specific country towns
      • Department of transport – 50% off drivers licence
      • WA Spectacles subsidy - $52.40 rebate every 2 years
      • Transperth – Up to 60% discount on fares and free travel from 9am-3.30pm and 7pm-6am Mon-Fri. All day Sat/Sun and public holidays
      • WA Government Royalties for regions scheme - $565 fuel card to country residents without public transport, who also hold a PCC, for fuel and taxi fares
      • Transwa – Up to 50% discount on country fares.
      • Fisheries WA – 50% discount on recreational licence.
      • Entry fees – Discounts on a number of state parks and attractions.

  • Health Care Card (HCC)
    • Eligible – Anyone receiving Centrelink income support payments, including allowances or singles who earn less than $536 a week gross/couples who earn less than $926 a week (combined), based on income over the eight weeks before claiming
    • Benefits
      • Power – $227.14 energy assistance payment, Discount on account establishment and meter testing fees and Air-conditioning subsidy for specific country towns
      • Prescription discount – 60 prescriptions @ $6.20 each ($372 in the PBS safety net)
      • Medicare safety net – After $647.90 expended 80% refund applies
      • Transperth – Up to 60% discount on fares
      • Transwa – Up to 50% discount on country fares.
      • Fisheries WA – 50% discount on recreational licence.
      • Entry fees – Discounts on a number of state parks and attractions

Source: Your money section of the West Australian – Monday May 23rd. Written by Tom Rollo and NC Bruining and Associates.

Note: Some of the above are subject to change

Sound Life & Superannuation Agencies Pty Ltd trading as Sound Life Financial Services is the Authorised Representatives of Synchron, AFS Licence No. 243313.

The information contained in this article is general in nature and does not take into account your personal situation. You should consider whether the information is appropriate to your needs, and where appropriate, seek professional advice from a financial adviser.


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Sound Life & Superannuation Agencies Pty Ltd trading as Sound Life Financial Services are
Corporate Authorised Representatives of Synchronised Business Services Pty Ltd
ABN: 33 007 207 650 trading as SYNCHRON
Principal address: Level 1, 65 Palmerston Crescent, South Melbourne Vic 3051
Australian Financial Services License Number: 243 313